Customers today expect convenient and secure payment for what they are purchasing. It has evolved to be the backbone to a great majority of businesses, encouraging good will among customers for perfect business transactions. However, It might be a scary task to stride between the world of credit payment process companies and find the solution that is right for you.
At Payments Clarity, we understand credit payment processing variation. Our complete suite of solutions was crafted with the aim of ensuring that your operations are smooth, your revenues grow and you rest easy. In this guide, explore everything there is to know about payment cards, the benefits of partnering with Payments Clarity and how we can empower your business to flourish in an ever changing landscape of online and offline payments
It is a secure electronic transfer of money from the credit card of a customer to the merchant's bank account. Here is a breakdown of the typical payment card processing flow:
A customer offers his credit card for payment at the physical store or online shopping site.
The payment processor receives the authorization response from the issuing bank stating whether the transaction is approved or declined.
Your point of sale terminal or e-commerce solution submits the customer's credit card information to the payment processor.
The payment processor completes settlement, debiting the authorized amount from the issuing bank, and crediting the merchant's account with the required amount (minus the processing fee).
The payment processor requests the issuing bank (the bank that issued the credit card) for the customer's credit card information and to determine if adequate funds are available.
The funds which were authorized are usually deposited into your merchant bank account within 1-3 business days.
Selecting the appropriate high risk credit card processors company can make a world of difference to your business regarding the smoothness in performance and its monetary health. Here are major things to keep in mind when it comes to selecting the right credit payment processing company for the job:
Look for processors with robust security measures that would guarantee handling sensitive financial data belonging to your customers. This shall consist of features such as encryption, fraud prevention tools and adherence to industry security standards such as PCI DSS.
For the different providers, most often a per transaction fee and a percentage rate on each transaction. It may also include monthly statement fees. What is important here is transparency and clear pricing structure.
Make certain that the processor goes along with your POS system or e-commerce platform. The features must also empower your workflow through real time transaction reporting, recurring billing choices, and tokenization to store customer card details.
You will need reliable, responsive and skilled customer support to quickly solve any issues or questions that may arise during processing.
Partner with a reputable credit payment company that has established performance and experience records
At Payments Clarity, we do more than just process credit cards. We have a comprehensive suite of services designed to empower your business with:
By choosing Payments Clarity as your trusted partner in payment processing. the wide array of benefits that one could be assured of experiencing includes the following:
No more ruse numerous vendors and headaches with related expenses. We offer single source solutions for all your payment cards and help streamline your operations while potentially helping lower your overall processing costs.
Velocity in checkout and as such the pace of every transaction will make life easier for both you and your customers. Customers will not desert their shopping carts simply because the checkout process is slow.
Our checkout service incorporates increased security features so that while you continue to run your business. We protect your transactions with the most stringent safety measures available. We support industry standard encryption protocols and advanced fraud prevention to safeguard sensitive financial information belonging to both you and your customers.
Provide for the customer to make a payment through an easy and safe mode establishing trust and loyalty. In essence, a seamless checkout experience is very important for repeated business and good customer reviews.
You can increase more customers and drive more sales, if you accept all major credit cards. The diversity in payment options gives buyers a choice of picking what works best for them. This could acutely reduce friction at checkouts, hence more sales.
Our solutions are designed to grow with your business. Whether you are a small startup or an enterprise company, We are fully furnished with the right resources and expertise to help you along that journey.
Beyond partnering with a reputable credit payment processing company like Payments Clarity, here are some other things you can do in order to really get more facilitate for your payment card processing experience:
One should not be afraid to negotiate the rates of processing with various providers. Knowing usual fee structures per transaction fees, percentage rates, monthly statement fees empowers one to make informed decisions.
The monthly statements of processing should be regularly checked for any errors or inconsistency. Early detection in the process is going to save one money and block probable problems.
Adherence to PCI DSS helps in safeguarding customer data against the potential risks of exposure and reduces heavy fines. This is exactly where Payments Clarity will walk you through the process and ensure that your business is protected.
In today's competitive atmosphere a safe and effective payment card processing solution has concluded to be an option but a necessity with Payments Clarity. It would certainly bring ease of operations, facilitate customer experience and ensure business growth in the long run.
Begin with a no-obligation consultation from Payments Clarity today. Our team will assess in minute detail. The specific requirements your business has and recommend a unique credit payment processing solution tailor made to your needs. We are here to help guide you through the complication of payment card processing, ensuring that your business is well equipped to take payments as securely and efficiently as possible. however your customers choose to pay.
Let Payments Clarity be your trusted partner through this changing landscape of payment card processing. With our secure, dependable and feature rich solutions. you can focus on the important things like growing your business and meeting customer expectations.
Set up a free consultation with Payments Clarity now to discover a world of safe, effective, and reasonably priced payment processing for your company!