Risk is assessed by provider
A business may be considered higher risk because of its sector, fulfilment model, transaction patterns, geography, chargeback exposure or regulatory environment. Criteria differ between providers and may change over time.
Prepare a clear business profile
Merchants should be ready to explain what they sell, where customers are located, how transactions are fulfilled, expected processing volumes and how refunds and disputes are handled.
Understand the terms before proceeding
Provider approval, pricing, rolling reserves, settlement schedules and ongoing monitoring are determined by the provider. Review the written terms carefully and ask questions before signing.
This article is general information and is not financial, legal or tax advice. Payment product availability and terms are determined by independent providers.
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