1. General Information
The information provided on the Payments Clarity website is intended for general informational and business purposes.
Payments Clarity operates as an intermediary that helps businesses identify and connect with third-party payment service providers based on their business requirements, transaction profiles, operational needs, and risk categories.
Although we aim to provide useful and relevant information, the content on our website should not be interpreted as a guarantee of service availability, merchant account approval, processing performance, or commercial outcome.
2. Nature of Our Role
Payments Clarity facilitates business introductions and helps merchants explore potential payment processing solutions.
Unless expressly stated otherwise in a separate written agreement, Payments Clarity is not the acquiring bank, payment processor, payment gateway, card network, or financial institution responsible for processing or settling transactions.
We do not represent that we directly process payments, hold merchant funds, or provide regulated financial services merely because we assist businesses in identifying payment providers.
Any formal regulatory status, ISO registration, or authorisation will be represented only where it exists and can be substantiated.
3. No Guarantee of Merchant Approval
Payment service providers independently evaluate merchant applications according to their underwriting standards, compliance requirements, commercial policies, and risk appetite.
Payments Clarity cannot guarantee approval of a merchant account, acceptance by a particular bank or payment processor, access to a specific payment method, a particular transaction processing rate, a specific settlement schedule, a minimum authorisation rate, continued access to payment services, or the absence of rolling reserves, transaction limits, or additional verification requirements.
Any indicative assessment or provider recommendation is based on the information available at the time and remains subject to the relevant provider's decision.
4. High-Risk and Regulated Businesses
Payments Clarity may assist businesses across low-risk, medium-risk, and high-risk categories in exploring potential payment processing arrangements.
High-risk classification can reflect factors such as chargeback exposure, regulatory requirements, business models, product categories, transaction patterns, or geographic considerations. A business being classified as high-risk does not automatically establish that it is unlawful.
However, payment acceptance depends on the legality of the business, the applicable regulatory framework, and the relevant provider's acceptance criteria.
Payments Clarity does not guarantee payment processing for every industry and does not endorse unlawful products, prohibited activities, sanctions evasion, or attempts to circumvent due diligence. Businesses remain responsible for securing the licences, registrations, and approvals applicable to their operations.
5. No Financial, Legal, or Regulatory Advice
Information provided by Payments Clarity is not intended to constitute legal advice, tax advice, investment advice, banking advice, or a formal regulatory opinion.
Businesses should consult appropriately qualified professionals when evaluating legal, tax, licensing, regulatory, or contractual questions. Any information regarding payment processing structures, commercial terms, or provider eligibility should be independently verified before a business makes a material decision.
6. Third-Party Providers and External Services
Payments Clarity may refer to or introduce merchants to independent payment service providers. These providers may have their own contractual terms, privacy policies, service-level commitments, risk policies, and regulatory obligations.
Payments Clarity does not control all aspects of their services and cannot guarantee their performance, availability, financial condition, security, or continued operation. Any agreement entered into directly between a merchant and a payment provider remains subject to that agreement.
Merchants should conduct appropriate due diligence before entering into a third-party relationship.
7. Pricing and Commercial Information
Any processing rates, setup fees, transaction charges, reserve arrangements, settlement periods, or other commercial terms mentioned in our communications are indicative unless expressly confirmed in writing by the relevant authorised provider.
Actual pricing and conditions may vary depending on merchant underwriting, transaction characteristics, operating jurisdictions, business category, and contractual negotiations. Merchants should obtain and review a written commercial offer before making a commitment.
8. Accuracy and Availability of Information
We make reasonable efforts to maintain useful and accurate website content. However, information may change as payment providers update their services, commercial policies, eligibility criteria, or compliance requirements.
We do not warrant that every item of website information will always be complete, current, or error-free. We reserve the right to update, modify, or remove website content without prior notice, subject to applicable legal obligations.
9. Website Security and Technical Availability
We take reasonable steps to maintain the security and functionality of our website. Nevertheless, we do not guarantee uninterrupted access, error-free operation, or complete protection against all cybersecurity threats.
Users should take appropriate precautions when accessing websites, opening attachments, or transmitting business information electronically. Please do not submit full payment card details, card security codes, passwords, or other highly sensitive payment credentials through our general contact form.
10. Limitation of Liability
To the extent permitted by applicable law, Payments Clarity disclaims liability for indirect, incidental, special, or consequential losses arising from reliance on website information, third-party services, or a provider's independent commercial decisions.
This disclaimer does not exclude liability that cannot lawfully be excluded or restricted. Nothing in this document overrides a binding written agreement or a mandatory legal obligation.
11. No Waiver of Legal Rights
Nothing in this disclaimer is intended to remove statutory rights, contractual protections, or remedies that apply under relevant law. Where any provision of this disclaimer is found to be unenforceable, the remaining provisions will continue to apply to the extent legally permissible.
12. Contact Us
For questions about this Disclaimer or the nature of our services, please contact:
Payments Clarity
Email: hello@paymentsclarity.com
Phone: +91 88005 03321
You may also contact us through the Contact Us form on our website.
Questions? Contact hello@paymentsclarity.com or call +91 88005 03321.
